Note from the Publisher:  Account receivables - every businesses dream (if collected) - and nightmare (if not).  This fintech offers medical debt settlement solutions, which the firm claims has grown dramatically with the passage of the Affordable Care Act, which has lowered the number of unisured Americans but resulted in much higher deductibles for those who are insured.  According to the company, over 43 million Americans have unsettled medical debts, resulting in massive medical debt for hospitals, which historically run (inbelievably) on very thin margins.  According to a press release issued from CirraGroup, "the Company develops technology that harnesses the power of crowdsourcing to assist patients and providers with resolving financial obligations in a secure, compliant, and dignified environment."

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